"Yes sir this is Julie Hanson I'm calling in reference to your federal student loan um I would like to discuss your repayment options with some new changes set of _⁠_⁠_⁠_⁠_⁠_⁠_ affect recently so if you could please be sure to give me a call back my number is 866-852-3003 um I'm going to _⁠_⁠_⁠_⁠_⁠_⁠_⁠_⁠_ _⁠_⁠_⁠_ your reference number if you would just have to Sandy when you call back and I'll make things a lot easier your reference number is 110009 thank you…”"

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