"“This is Linda Roberts and this message is concerning your unsecured credit debt. I need to discuss your consolidation or repayment options with all the new changes that have taken affect recently, so if you could please be sure to give me a call back. My number is 866-813-5115 and if you could please have this reference number handy when you call back it would make things a lot easier. Our reference number is 02077. Thank you.”"

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